Receivables/payables are pulled live from the Xero Balance Sheet when available. The collection split (19% same month, 54% +1 month, etc.) is a model assumption applied to monthly revenue — adjust in the workbook if your pattern differs.
Carried from the workbook. This is written guidance, not live Xero data.
Wages are modelled as a fixed +$5,000/month from June 2026. Under Moderate Growth, monthly wages reach ~$813K by Apr-27 (about 38% of revenue, trending down) rather than escalating. This converts the forecast from a margin-decline risk into a strengthening earnings profile — net margin improves from ~12% toward ~30% across the year.
Receivables are the largest current asset and grow with revenue. Issue invoices on day 1 of each month, run 7/14/21-day reminders, and aim to lift same-month collection from 19% toward 25% to release working capital. Track the live receivables figure on the Collections tab after each pull.
PAYG, GST, super and income-tax provisions are sizeable recurring cash calls. Set aside funds weekly (≈28% of payroll for PAYG, 11.5% for super, ~9% of revenue for GST) so quarterly payments don't strain cash.
Low gearing leaves significant borrowing capacity to fund growth (fleet/equipment) without stressing the balance sheet. A modest facility could smooth months where payroll leads collections.
Client ID & Secret from your Xero app (developer.xero.com → My Apps → Configuration).
Set Redirect URI to: https://forecast-ff064.web.app/api/callback